Electronic Documentation

SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT
Please read this information carefully and print a copy and/or retain this information electronically for future reference.

Introduction. You are submitting a credit application for an auto loan ("Application") that may be submitted to Great Rate Auto Loan. In order to continue this process, Great Rate Auto Loan must provide you with certain disclosures, notices, information and documents related to your Application ("Documents") electronically. This Consent for Electronic Documents informs you of your rights when receiving these Documents electronically. By agreeing to receive Electronic Documents, you acknowledge receipt of this Consent for Electronic Documents, and agree to the electronic delivery of such Documents via the internet to the e-mail address designated on your Application. Please note, all loan packages are mailed via overnight delivery.

Hardware and Software Requirements. Before you decide to receive your Documents electronically, you must determine if you have the necessary hardware and software described below to access and retain these Documents electronically. To access your Documents, you will need an electronic mailing address, Adobe Acrobat Reader, and a personal computer or other access device which is capable of accessing the internet. To retain your Documents, your access device must have the ability to either download to your hard drive or any external media storage, or print web pages as well as embedded HTML files.

Withdrawing Consent. You may withdraw your consent to receive your Documents electronically at any time by contacting Great Rate Auto Loan at loanservice@greatrateautoloan.com. With the exception of email communications, we will continue the loan process in non-electronic form at no charge. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic Documents will not be affected, and you will not have the option to later receive your Documents electronically.

Copies. If you wish to obtain a paper copy of any of the Documents, contact contact Great Rate Auto Loan at loanservice@greatrateautoloan.com and request a copy at no charge.

Updating Your Contact Information. To update your electronic or mailing address, contact Great Rate Auto Loan at loanservice@greatrateautoloan.com.

CONSENT AND ACKNOWLEDGMENT. BY SUBMITTING YOUR APPLICATION ON THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU CAN ACCESS AND RETAIN THE ELECTRONIC DOCUMENTS IN THE FORMAT DESCRIBED ABOVE, AND YOU CONSENT TO HAVING V-P Marketing PROVIDE DOCUMENTS TO YOU ELECTRONICALLY VIA E-MAIL.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.